Subsidizing Car Ownership for Low-Income Individuals and Households

King v Burwell: Subsidizing US Health Insurance for Low- and Middle-Income Individuals.

The Effect of Marital Status on Home Ownership among Low-Income Households

This research examines whether married low-income renters are more likely to become home owners than comparable single, low-income renters. To do so, it employs data from the Community Advantage Panel Study and discrete-time survival analysis with propensityscore matching. Results suggest that married couples buy homes at higher rates, and buy them more quickly, than do their unmarried counterp...

Subsidizing Health Insurance for Low-Income Adults: Evidence from Massachusetts and Implications for Future Health Reforms

Our results help explain several features the ACA experience. First, our low willingness to pay estimates are consistent with highly incomplete enrollment in the ACA Marketplaces. Even modest enrollee premiums are a major deterrent to universal coverage for a low-income population in Massachusetts. Second, our finding of adverse selection may help explain why insurance plans on the ACA exchange...

Limits on Access in Low-Income Neighborhoods and The Travel Patterns of Low-Income Households

16. Abstract In many poor urban areas, retail and service establishments are not abundant and those retail centers that do exist often offer lower quality products at higher prices. To compound the problem, poor households lack the personal resources that might compensate for inadequate local access. They often don't have the option of traveling to stores or other destinations beyond their neig...

Savings Policy and Decisionmaking in Low - Income Households

• The possible perception among the poor that banks are not for them, may not be far from the truth. Banks' treatment of the rich and the poor is very different: they promote debt (which can be lucrative) over savings (which are bound to be modest) to the poor, as opposed to savings (which promise to be large and lucrative) over debt (likely repaid without penalty) to the wealthy. • Though the ...